Use Unregulated Data to Gain Additional Borrower Insight
Consumer credit data doesn't build the full profile of thin-file applicants. Unregulated data helps lenders verify identities for the underbanked population without the security risks and restrictions of regulated data.
In the Whitepaper Beyond the Credit Header File, learn when to use unregulated data, including:
- Serving the “underbanked” population who lack detailed credit histories.
- Verifying consumer identities to reduce errors and fraud.
- Double-checking credit file data with a truly independent source of information.
Download the Whitepaper